Useful Tools:

Home Affordability Calculator How much can you afford to take on?

Debt Service Calculator– Comparing your monthly debt payments and housing expenses to your monthly income

CMHC Mortgage Insurance Fee Chart Find out how much your CMHC premiums will be (if applicable)

Land Transfer Tax Calculator

Forms:

Here are a few forms you will encounter through your purchase or selling experience. The Ontario Real Estate Association has made them available in simple language, making it easier to understand legal clauses.

Buyer Customer Service Agreement

Buyer Representation Agreement

Agreement of Purchase and Sale

Agreement of Purchase and Sale For Condominium

Working With a Realtor